What we do

Any personal advice you receive from a financial planner must be appropriate to your circumstances. While you do have the right not to tell your financial planner personal information, if you don’t, the advice you receive may not be appropriate to your needs and your financial situation. At Corias Financial Planning we implement a 4 step process which allows us to understand your personal situation and continuously align your financial solutions with your situation and objectives. Our 4 Step Planning Process:

Building a profile

A thorough analysis of your situation and what you want to achieve is made. This includes identifying your personal risk verse return profile, financial and lifestyle goals and assessing key threats and opportunities.

Develop solutions

Based on your input, our assessment expertise and our research resources, we develop strategies for you that will enable you to progressively advance your financial situation. Our Financial Planners explore all options before delivering the most appropriate solution in line with your agreed objectives.

Provide recommendations – Statement of Advice (SoA)

A set of recommendations is prepared, with supporting research, for your consideration. This is then refined and adjusted in consultation with you until a prioritised course of action is agreed upon.

Implement and review

Once you are satisfied with the proposed action plan, we organise the implementation for you with a minimum of fuss and then agree on any review program required. In most cases to ensure your plan stays up-to-date and relevant to the economic climate and your changing lifestyle and goals, you should:

  • Review it at least once a year
  • Keep an eye on your investments
  • If major changes occur in your circumstances ask your adviser to review the advice
  • If any changes are recommended, you are given a written explanation (Statement of Additional Advice or Record of Advice) to be read carefully before making any changes. At Corias Financial Planning, we are always just a phone call away.
Corias Financial Planning is one of Sydney’s leading boutique financial planning groups.
We understand that challenges and opportunities present themselves at all stages of life. Through an innovative and strategic approach, we ensure your plan is as individual as you are.
At Corias Financial Planning, we are big enough to deliver the solutions you need, yet small enough to provide the attention you deserve."
CFP Team

Terry Panigiris, Angela Menendez and Corias Financial Planning Pty Ltd are Authorised Representatives of Consultum Financial Advisers Pty Ltd. Any of our content that may be considered to be advice has been prepared without taking account of your objectives, financial situation or needs. Before you act on the advice, you should consider whether it is appropriate to you, having regard to your objectives, financial situation and needs. Where this advice relates to the acquisition of a financial product, you should obtain and consider the Product Disclosure Statement for the product before you make a decision about whether to acquire the product. Our Web content is not financial product advice. In particular, it is not intended to be a recommendation or statement of opinion or to influence you in relation to making any decision about a financial product.