Who we are

Corias Financial Planning, formerly M.A.S Investment and Financial Planning, commenced operating in 1993.

With many years of providing financial planning advice, Corias Financial Planning shares a commitment to improve the livelihood of our clients by offering a holistic approach to their finances.

As your financial planner, Corias Financial Planning provides leading financial plans that shape your future.


Terry Panigiris - B Bus Dip FP


Authorised Representative of Consultum

Terry has been involved in Financial Services for more than 27 years, having entered the industry in 1982 as a Business Graduate. Terry holds a Bachelor of Business degree as well as the Diploma of Financial Planning. Terry has attained the highest designation in the Financial Planning industry with the professional status of CERTIFIED FINANCIAL PLANNER® practitioner.

Terry’s focus is to develop a partnership relationship with his clients, working with them to achieve their financial goals through a holistic planning approach.


Angie Menendez

Authorised Representative of Consultum
Financial Coach


Corias Financial Planning is one of Sydney’s leading boutique financial planning groups.
We understand that challenges and opportunities present themselves at all stages of life. Through an innovative and strategic approach, we ensure your plan is as individual as you are.
At Corias Financial Planning, we are big enough to deliver the solutions you need, yet small enough to provide the attention you deserve."
CFP Team

Terry Panigiris, Angela Menendez and Corias Financial Planning Pty Ltd are Authorised Representatives of Consultum Financial Advisers Pty Ltd. Any of our content that may be considered to be advice has been prepared without taking account of your objectives, financial situation or needs. Before you act on the advice, you should consider whether it is appropriate to you, having regard to your objectives, financial situation and needs. Where this advice relates to the acquisition of a financial product, you should obtain and consider the Product Disclosure Statement for the product before you make a decision about whether to acquire the product. Our Web content is not financial product advice. In particular, it is not intended to be a recommendation or statement of opinion or to influence you in relation to making any decision about a financial product.